A crop-dusting plane passed over our house repeatedly yesterday.
Thank goodness the Culligan man is coming today to fix our water softener; as soon as I got the call yesterday I started loading up the dishwasher so it would be ready. No more hard-water coffee for me, either.
Now that I'm starting to watch where our money goes, I've made a big discovery: Most of our main bills... cell phone, house phone bundled with Internet and Dish, electricity, the propane level-pay, car insurance, gasoline credit card... fall in the first ten days of the month. Not usually a problem unless it's that every-third-month when we make our quarterly house payment. Like this month.
And it wouldn't really have been a problem this month except that I am putting money into envelopes that would normally be available to pay bills. I could have skipped the envelopes and started up again later, but I didn't. I'm anxious to get this thing to the point where it works; and work it will, once we're a month ahead. So I used money I have tucked away here and there in savings accounts and proceeded.
Here's the thing: Because Cliff makes good money and we don't have a lot of bills, I've been living it up through the rest of the month when all those pesky bills have been paid. Need a birdhouse or a new printer? Need to take a little vacation? How about a new laptop? Do it the last half of the month, we're good.
Then comes the crunch again as a new month rolls around.
This works fine at present; it won't float, once Cliff retires.
Can you believe I'm sixty-six years old and just figuring all this out?
On the plus side, we learned a long time ago about credit card debt, so that lesson is behind me.
Did you know cows play hide-and-seek?