Cliff and I went to see the insurance man about our house insurance, since I knew already that it costs less to insure a home the owner is living in. Indeed, it turns out we are getting far more insurance for quite a bit less money.
We have moved our auto insurance a couple of times lately, the last time to Progressive. While we were talking to our independent insurance agent, I had him look over our policy. Guess what? He gave us twice the amount of insurance for less money. Folks, there is a definite advantage to dealing with an independent insurance agent. Why did I wait so long to talk to him?
Back at home, I called Direct TV to have them set up a time to move the dish next door. We had everything agreed on, and then he asked what credit card I wanted the moving cost to go on.
"You charge for moving it next door?" I asked.
"Yes, there is always a charge for moving. That will be $75."
"Oh well, never mind. Once we are back at the house, we can have cable."
The local cable TV isn't great, but it was good enough for me to make a threat that I could follow through with, if I had to.
"Oh no, I'm not going to let you do that," the guy answered.
I did have to do a new service agreement, which means if we leave before a two-year contract is up, we pay $20 for each month that's left on the agreement. But we like Direct TV pretty well. I don't see us changing.
That got me thinking about that cable option at the old house. I loved their Internet, it was SO much faster than DSL. And wait, if we don't need the phone company for Internet, we don't need the phone! So I called the cable company and set up a time for them to hook us up for Internet only, which costs $30. Getting rid of DSL and the phone, even counting the five-dollar bundling discount we'll lose with Direct TV, will save us $50 a month.
Now all I have to do is call the phone company and bid them goodbye.