Patsy reminded me in a comment on the last post that if either Cliff or I move on to the golden streets, household income will decrease considerably.
Indeed it will, and when that happens, whoever remains will be making some fast changes.
My Social Security makes the house payment, pays the water softener bill, and puts some money in savings for emergencies. There's no way this household will remain solvent without it.
As I have said many times, I would have a sale of farm equipment and tools, and sell the place; I think even in this depressed market the place would bring what is owed against it; but if not, I could just abandon it to the bank like a couple of neighbors have done with their places recently. I would then move to an apartment in a town or city with sidewalks and a city bus service.
I don't really know what Cliff's plan of action is, or whether he has one. I do know his boss told him, when he retired, "If you ever need a job, come on back."
That job is one that he could still do at the age of ninety, as long as his mind was good.
It's a bridge that one of us will cross when the time comes.
For now, everything is working.