So, if the worst happened....

If times get so bad you have to start giving up a few things, have you talked about what you'd give up?

Cliff and I discuss it often.

We'd take a lot of items off our real estate property insurance and let the chips fall where they may.

We'd get rid of DishTV as soon as possible and put up an antenna.

I'd go back to dial-up Internet. Yes, I'd hate it. But I'd do it. I won't totally give up Internet, though, unless we're homeless and starving. I'm selfish like that.

We'd stop eating out. We only do that once or twice a week, but every little bit helps.

These are only the tip of the iceberg. But we're preparing.