I am not above a little "outside-the-envelope" spending. I've been wanting to get some essentials at Sam's Club for a few days. Trouble is, I can't seem to amass an extra seventy bucks in my grocery envelope.
Oh, I'm staying well below the $70 allotted per week, and there's always a little left over each week; this week I spent only $45 at the store. But just as I was well on my way to a Sam's Club cache, I found out the Gala apples are starting to ripen. So we made a trip to Rasa's Orchard. By the time I bought ten pounds of #1 apples, a watermelon, and two butternut squashes, my little "extra" grocery money was really little.
Then Amber came to spend the night last night, and I got the urge for pizza. So I took $5 from the grocery envelope and $7 from the "fun" envelope to cover that.
There's some occasional money that comes rolling in from another source besides Cliff's job, and tonight was the night. Normally it goes in the bank and is used for some good purpose. You know, like into the savings account, or onto the principle of our home loan. But the oldest granddaughter was here, and a little demon on my shoulder started whispering, "You could go to Sam's Club with some of that money; Amber is here to take you."
I struggled briefly, then said to myself, "Cliff isn't retired yet; what the heck!"
On the plus side, I only spent the $70 I intended to spend. On the minus side, I told Amber if she wanted something from a fast-food place, I'd treat her, as long as it wasn't too pricey. So that was another five bucks.
Cliff is going to have a ball with this: "Oh, you didn't use money from the envelope? I thought we were sticking to the envelope plan."
I can hear him now.
I foresee another little problem with the envelopes. After weeks of adding to the funds in each one and only using out of certain ones, I realize how much money I have in all those envelopes, combined. We've never kept that kind of cash in reserve. I think the little demon is going to have a blast with that.
Get thee behind me, satan.