tag:blogger.com,1999:blog-36183952.post6465705541815686748..comments2024-03-27T12:20:38.538-05:00Comments on JUST ME: Still using the Ramsey envelope system, but...Donna. Whttp://www.blogger.com/profile/18393352099473686196noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-36183952.post-77102208881726644982010-08-30T15:19:47.894-05:002010-08-30T15:19:47.894-05:00Barbara, that would work for the grocery envelope,...Barbara, that would work for the grocery envelope, and also for the "Fun" envelope, unless we wanted to save up for a vacation. However, the doctor and meds envelope needs to have extra in it; Lipitor and Niaspan aren't generic and insurance doesn't pay much on them, so every 90 days we have a huge pharmacy bill. I want there to be cash for that when the time comes. We don't spend a lot on clothes, but the amount I put into that envelope weekly is small. If Cliff needs a pair of overalls, it's more than $30. If I need a bra... well, you get the picture. We have agreed if that envelope gets to more than $300, we'll put anything over that amount in savings.Donna. Whttps://www.blogger.com/profile/18393352099473686196noreply@blogger.comtag:blogger.com,1999:blog-36183952.post-24052291099749758992010-08-30T14:40:08.219-05:002010-08-30T14:40:08.219-05:00Not a bad way to budget, and it sounds like you ar...Not a bad way to budget, and it sounds like you are doing well with it. Why not clean out the extra from the envelopes and stick it in a savings account at the end of each month to accumulate interest?Barbara In Caneyheadhttps://www.blogger.com/profile/06053601327400989802noreply@blogger.comtag:blogger.com,1999:blog-36183952.post-4921500023836216872010-08-30T06:50:31.692-05:002010-08-30T06:50:31.692-05:00Arggghhhhh...$70 per week for groceries? I spend ...Arggghhhhh...$70 per week for groceries? I spend between $150-$200. I'll be SO happy when I can get our bill down to a reasonable level, once the grandboys are off to school and I no longer care for them. I buy tons of juice, milk, and diapers. Thank goodness formula is no longer in the picture...that was an extra $23 each week. But at least I can claim it all on our taxes at the end of the year so that's the only 'good' that makes forking over that much money easier to swallow.MissKrishttps://www.blogger.com/profile/12726021829363492972noreply@blogger.comtag:blogger.com,1999:blog-36183952.post-75710473749053845542010-08-29T22:21:24.834-05:002010-08-29T22:21:24.834-05:00Ha ha you had me rolling in laughter with this ent...Ha ha you had me rolling in laughter with this entry!! Let us know how this system continues to work out for you. I tried the envelope system years ago and it just didn't work for me but I hope it works out for you all the same. Of course I was really young then and not as disciplined with money as I am now. Might work for me nowdays. I am very strict with every penny. Well, most of the time... ha ha!!<br />Lisa in KentuckyLisahttps://www.blogger.com/profile/06170878398413791861noreply@blogger.com