Showing posts with label banks. Show all posts
Showing posts with label banks. Show all posts

Wednesday, January 18, 2012

What's happening to our bank?

We live between two small towns; there is a bank in both towns.  We did our banking with the little bank to the west for several years; it's locally owned.  I switched to the bank on the east of us because they offer online banking; I'm a sloppy bookkeeper, and I really need that feature.  If the balance in my checkbook is off, I can check online, see the discrepancy, and correct it before it becomes a problem.  The little bank to the west doesn't have online banking, and I was told they likely never will.   
But the bank we use now is only a small branch of a larger institution, and they appear to be on the verge of closing this location.  They are no longer open on Saturdays.  Weekday hours are 8:30 to 2:30; on Fridays it's 8:30 to 5:30.  
Obviously if you have a job in the city, you're out of luck.  Those hours only accomodate retired folks or people who work the night shift.  It's plain to me that they are gradually phasing out this location, and I suppose you can't blame them.  It's a small town with a population under eight hundred people.   
The bank has a location about fifteen miles to the south and another one ten miles east of us.  I suppose it's no big deal to drive ten miles to do the banking, but our town is sure going to miss the bank when it's gone.


This is an old picture, because the bank has had a different name for years now, ever since they merged with a bigger group.  
Added later:  A friend left a comment saying the other local bank now has online banking!  This is great news to me; when our present bank closes, we will be taking our business there.

Thursday, October 11, 2007

Nope, banks don't make mistakes

As Cliff and I were taking our walk this morning, I realized what happened with my checking account: Grandson gave me cash to replace what I had transferred out of his savings. Due to his needing a new tailpipe and muffler on his truck, I told him I'd just put it in my checking account and leave it, and when he got the work done on his truck I'd write him a check; which I did, and entered it in my checkbook.

I failed to write that deposit of his cash down, though.

I guess you could call it a small miracle. Because it's money I didn't realize I had.

Thanks, God! I'll take my miracles where I can find them.

And as for the grandson's phone: He bought a new cell phone to replace the one that he lost that was run over. He got the most expensive one T-Mobile has: It's also an MP3 player. The fact that he's had bad credit in the past doesn't help, with T-Mobile bills. For him to live here, one of our requirements is that he pay his bills on time, and hopefully clean up his credit problems. So far, so good.