tag:blogger.com,1999:blog-36183952.post8491107600349959792..comments2024-03-28T19:48:00.261-05:00Comments on JUST ME: Thinking about retirementDonna. Whttp://www.blogger.com/profile/18393352099473686196noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-36183952.post-36626150693047744372010-07-31T10:43:04.724-05:002010-07-31T10:43:04.724-05:00You're such a wise lady. I'm with you on t...You're such a wise lady. I'm with you on the internet thing. That's my main source of entertainment and keeping in touch with the "world". <br /><br /> Years ago before my MIL retired she "practiced" for a year before she actually retired to see how it would be on "that" income. She was also a very wise woman. <br /><br /> I plan to do the same when it's my DH's time to retire. He figures he'll have to work until he dies but I'm sure hoping he won't have to. <br /><br /> Dave Ramsey has done wonders for my son and his wife. They are working AGAIN on their emergency fund (used it up when he was laid off last year). Thank God and Dave that they had it to begin with!<br /><br /> If SS goes up in smoke we'll all be holding up that sign. Our 401k wouldn't last long either so will also go in savings of some sort. Might turn it in to "post hole" money. lol <br /><br /> Ride safeNitanoreply@blogger.comtag:blogger.com,1999:blog-36183952.post-78690281348491836792010-07-28T21:41:04.026-05:002010-07-28T21:41:04.026-05:00I've been using the envelope system for a whil...I've been using the envelope system for a while now. It does help you to see where your money is going and helps you stay on target each month.Lorihttps://www.blogger.com/profile/08506026496063245730noreply@blogger.comtag:blogger.com,1999:blog-36183952.post-85752780188512028872010-07-28T08:53:38.489-05:002010-07-28T08:53:38.489-05:00It is very hard to make ends meet just on Social S...It is very hard to make ends meet just on Social Security and who knows when that will be gone. No raises this past year anyway. The cost of living is continually going up. Good luck with your system. HelenHelenhttps://www.blogger.com/profile/10157512726495946384noreply@blogger.comtag:blogger.com,1999:blog-36183952.post-13619626888988671182010-07-27T20:36:26.996-05:002010-07-27T20:36:26.996-05:00I'm sure it will work for you...I've been ...I'm sure it will work for you...I've been there. I don't actually use envelopes, but in my mind and on a piece of paper it is all there just as if it were real. I'm living on Social Security and making it. Unlike you there is only me and I cannot afford a dog. I could feed a pet but those high vet bills are not in my budget. I pondered a long time about my budget before I finally retired. It is all planned out on what I spend and what I get and believe me when I say there is nothing left over. All ready my budget has been hit with changes as my supplemental health insurance increased over 40 dollars this year. That means that I cut out something else. Like you I won't cut the internet expense. I've cut back to the basics and doing fine so far.I'm mostly known as 'MA'https://www.blogger.com/profile/12107548726472541669noreply@blogger.comtag:blogger.com,1999:blog-36183952.post-61391423745815338502010-07-27T18:39:22.425-05:002010-07-27T18:39:22.425-05:00Sounds like a good plan! I do wish you luck. I'...Sounds like a good plan! I do wish you luck. I'm horrible about budgeting.small farm girlhttps://www.blogger.com/profile/01485314092236803411noreply@blogger.com